Know your city
What makes Maywood unique for homebuyers
Maywood sits between Bell and Huntington Park — one of the most tightly packed corridors in Southeast Los Angeles. At just under one square mile, it is one of the smallest incorporated cities in California. That means inventory is consistently tight and when a home comes on the market, it moves fast.
The median home price in Maywood runs approximately $600,000 to $630,000 — making it one of the more accessible cities in the corridor for first-time buyers who qualify. The housing stock is primarily older single-family homes and small multi-unit properties, many of which have been in the same family for generations.
Because inventory is so limited, buyers who are pre-approved and ready to move quickly have a significant advantage. A pre-approval letter from a licensed mortgage planner — not just a pre-qualification — is essential before you start looking at homes here. I can have that in your hands quickly.
Maywood is bordered by Huntington Park to the south, Bell to the east, and the City of Vernon to the north. Proximity to the I-710 freeway makes it a practical location for commuters throughout the region.
Mortgage programs that work for Maywood buyers
Given the price range and buyer profile in Maywood, these are the programs that make the most sense.
FHA Loan — 3.5% Down
The most common path for first-time buyers in Maywood. Low down payment, flexible credit requirements, and LA County FHA loan limits up to $1,209,750.
CalHFA Down Payment Assistance
MyHome Assistance can cover your down payment or closing costs for qualifying buyers. Stacks on top of an FHA or Conventional first mortgage.
CalHFA Dream For All
A shared appreciation loan that covers up to 20% of the purchase price for qualifying first-time buyers. When available, this is one of the most powerful programs in California.
Gift Fund Financing
FHA allows 100% of your down payment to come from a gift — from a family member, employer, or charitable organization. Common and completely acceptable in this market.
What does a $615,000 home in Maywood cost per month?
Here is a real payment estimate for a $615,000 purchase using FHA financing — the most common scenario for buyers in this market.
Purchase Price: $615,000
This is an estimate for illustration purposes only. The 6.25 percent rate shown is an example and is NOT a guaranteed rate. Actual rates change daily and vary based on your credit score, loan amount, and market conditions. Your actual payment will vary based on exact tax and insurance amounts and final loan terms. This is not a commitment to lend. Call 323-947-4134 for current rates.
In Maywood, being ready is everything
Because inventory is so limited in Maywood, the buyers who win are the ones who are fully prepared before they find the home they want. That means having a real pre-approval letter — not just a pre-qualification — and knowing your maximum purchase price, your monthly payment, and your cash needed to close before you step into a single showing.
I can put that together for you quickly. A pre-approval review typically takes 24 to 48 hours once I have your documents. We go through your income, credit, and assets — and you walk away knowing exactly what you can offer and what you will need.
When a home comes up in Maywood, you will not have time to start the process then. Start now — even if you are 3 to 6 months away from being ready to make an offer. The preparation makes all the difference.
Hablo Español. Le ayudo en su idioma.
Entiendo que comprar una casa es una de las decisiones más importantes de su vida. Por eso estoy aquí — para explicarle cada paso con claridad, en español, sin prisa y sin presión. Llámeme cuando esté listo/a.
Real words from real people
"Thank you Gabriel for all your help. Very communicative — would definitely recommend you!"— Alejandra · Verified Google Review · 5 Stars
Helpful links for Maywood homebuyers
- 🏠 City of Maywood — Official Website — City services, permits, and local programs
- 🏭 LA County Assessor — Look up property tax information for any address
- 🏫 Los Angeles Unified School District — School information for Maywood properties
- 📍 CalHFA — California Housing Finance Agency — Down payment assistance and income limits
- 📚 Maywood Cesar Chavez Library — LA County Library · 4323 E Slauson Ave · (323) 771-8600
- 🚌 Maywood Express Transit — FREE Shuttle — Free daily transit throughout Maywood · Mon–Sat
- 🏛 Maywood Community Services & Parks — Parks, programs, and community events
- 🚌 Metro Bus Lines 108, 260/261 — Metro bus routes serving Maywood
Common questions from Maywood buyers
What is the minimum down payment for an FHA loan in Maywood?
FHA loans in Maywood require a minimum down payment of 3.5% of the purchase price for borrowers with a credit score of 580 or higher. For a typical Maywood home around $615,000, that is approximately $21,525 down, plus closing costs. Gift funds from a family member are allowed for the full down payment.
What is the 2026 FHA loan limit for Maywood?
The 2026 FHA loan limit for a single-family home in Los Angeles County, which includes Maywood (ZIP 90270), is $1,209,750. Buyers can finance up to that amount with just 3.5% down using FHA financing.
Can I buy a home in Maywood with no money out of pocket?
Yes. Through CalHFA Dream For All shared appreciation loans, MyHome Assistance, and gift fund financing, many Maywood buyers close with little to no money out of pocket. The exact structure depends on credit, income, and the property. I offer pre-approval consultations in English and Spanish.
What credit score do I need to buy a home in Maywood?
For FHA loans, the minimum is 580 for 3.5% down, or 500-579 with 10% down. Conventional loans typically require 620 or higher. If your score needs work, I offer a credit review and a custom plan to get you mortgage-ready, often in 60-90 days.
¿Habla español? Do you speak Spanish?
Sí. Soy completamente bilingüe y atiendo a la comunidad de Maywood en inglés y español. Todas las divulgaciones, solicitudes y consultas están disponibles en español. Estoy aquí para servirle, desde la pre-aprobación hasta el cierre.
How long does it take to close on a home in Maywood?
A typical purchase loan in Maywood closes in 21 to 30 days from contract acceptance. I have closed loans in as few as 14 days for clients with complete documentation. Refinances generally close in 30 to 45 days.
What does it cost to buy a $615,000 home in Maywood with FHA?
Estimated monthly payment is approximately $4,692 to $4,889, including principal & interest, mortgage insurance, property taxes at 1.25%, and homeowners insurance. Total cash to close is roughly $25,000 to $28,000 before any assistance programs.
Have a different question? Message me on WhatsApp or call 323-947-4134.
Meet your mortgage planner
I serve all of Southeast Los Angeles
Looking at homes in a neighboring city? I serve the entire SE Los Angeles corridor.
Ready to talk about buying in Maywood?
I am available 7 days a week — in English and Spanish. No pressure, no obligation. Just honest guidance from start to finish.
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