Huntington Park is a vibrant, dense community in the heart of Southeast Los Angeles — a city with deep roots, a strong neighborhood identity, and a large population of first-generation buyers who are ready to stop renting and start building equity. If owning a home in Huntington Park is your goal, I want to help you get there.
Huntington Park is one of the most densely populated cities in Southeast Los Angeles — bordered by South Gate, Bell, Maywood, and Vernon. Median home prices run approximately $600,000 to $650,000, making it an accessible entry point for first-time buyers using FHA financing.
The housing stock is a mix of single-family homes and small multi-unit properties. Pacific Blvd is the commercial heart of the city — one of the most active retail corridors in SE Los Angeles. The city also has strong bus and rail access for commuters.
Huntington Park has a high concentration of long-term renters who are ready to make the move to homeownership. Many have steady income, decent credit, and enough savings — they just need someone to walk them through the process. That is exactly what I do.
The LA County FHA loan limit is $1,209,750 — well above what most homes in Huntington Park cost. That means buyers here have full access to FHA financing with a low 3.5% down payment, often combined with CalHFA down payment assistance.
Whether you are a first-time buyer, a self-employed borrower, or someone who has been told you are not ready yet — there is likely a path forward. Here are the programs I work with most in Huntington Park.
The foundation for most first-time buyers in Huntington Park. Low down payment, flexible credit requirements, and LA County loan limits up to $1,209,750. Works on 1-to-4 unit properties.
A state-backed deferred-payment second loan that covers your down payment or closing costs. No monthly payment on the assistance — it is repaid when you sell, refinance, or pay off the home.
Covers up to 20% of the purchase price when funds are available. Statewide funding is limited — getting pre-approved early puts you in position to act when the program opens.
FHA allows 100% of your down payment to come from a gift — from a parent, sibling, grandparent, or other family member. Very common in Huntington Park and completely acceptable. I handle all the documentation.
Here is a real payment estimate based on a $625,000 purchase price using FHA financing. This is meant to give you a clear starting point — your actual payment will depend on current rates and your specific loan terms.
This is an estimate for illustration purposes only. The 6.25 percent rate shown is an example and is NOT a guaranteed rate. Actual rates change daily and vary based on your credit score, loan amount, and market conditions. Your actual payment will vary based on exact tax and insurance amounts and final loan terms. This is not a commitment to lend. Call 323-947-4134 for current rates.
Huntington Park is a strong fit for CalHFA programs. The home prices, income levels, and concentration of first-time buyers here align well with what CalHFA was designed to serve.
The MyHome Assistance program provides a deferred-payment second loan that covers your down payment or closing costs. There is no monthly payment on the assistance — it is simply repaid when you sell, refinance, or pay off the home.
To qualify you need to be a first-time buyer (no ownership in the last 3 years), have a household income within the LA County CalHFA limit, and complete an 8-hour homebuyer education course. If you meet those three things — let's talk.
Entiendo que comprar una casa es una de las decisiones más importantes de su vida. Por eso estoy aquí — para explicarle cada paso con claridad, en español, sin prisa y sin presión. Llámeme cuando esté listo.
“Gabriel Mendoza went above and beyond assisting us with refinancing our home. He was knowledgeable and able to get the job done in a timely manner. He was available to answer all our questions throughout the entire process.”— Kim · Verified Google Review · 5 Stars
FHA loans in Huntington Park require a minimum down payment of 3.5% of the purchase price for borrowers with a credit score of 580 or higher. For a typical Huntington Park home around $680,000, that is approximately $23,800 down, plus closing costs. Gift funds from a family member are allowed for the full down payment.
The 2026 FHA loan limit for a single-family home in Los Angeles County, which includes Huntington Park (ZIP 90255), is $1,209,750. Buyers can finance up to that amount with just 3.5% down using FHA financing.
Yes. Through CalHFA Dream For All shared appreciation loans, MyHome Assistance, and gift fund financing, many Huntington Park buyers close with little to no money out of pocket. The exact structure depends on credit, income, and the property. I offer pre-approval consultations in English and Spanish.
For FHA loans, the minimum is 580 for 3.5% down, or 500-579 with 10% down. Conventional loans typically require 620 or higher. If your score needs work, I offer a credit review and a custom plan to get you mortgage-ready, often in 60-90 days.
Sí. Soy completamente bilingüe y atiendo a la comunidad de Huntington Park en inglés y español. Todas las divulgaciones, solicitudes y consultas están disponibles en español. Estoy aquí para servirle, desde la pre-aprobación hasta el cierre.
A typical purchase loan in Huntington Park closes in 21 to 30 days from contract acceptance. I have closed loans in as few as 14 days for clients with complete documentation. Refinances generally close in 30 to 45 days.
CalHFA's MyHome Assistance can cover your down payment, and FHA allows 100% of remaining costs to come from a family gift. Many of my Huntington Park clients close with very little of their own savings using this combination. I will walk you through it in English or Spanish.
Have a different question? Message me on WhatsApp or call 323-947-4134.
Looking at homes in a neighboring city? I serve the entire SE Los Angeles corridor and surrounding communities.
I am available 7 days a week — in English and Spanish. No pressure, no obligation. Just honest guidance from start to finish.
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